Terry KS NEW ZEALAND, 12 AUGUST 2026 – Global data platform 9Spokes has announced the launch of Pulse, an intelligence layer embedded within its SMB Financial Hub platform designed to provide small business owners with actionable, plain-language insights. Addressing a growing shift toward direct answers over static dashboards, the tool aggregates consented data from banking, accounting, merchant, payroll, and marketing channels to answer critical operational questions regarding growth, cash flow, and performance.
Pulse synthesizes cross-source information to surface metrics that single platforms cannot calculate independently. When connected to a business’s banking setup, the platform identifies cash runway, burn rate shifts, and unusual activity. Combining this with accounting and merchant data allows the tool to map outstanding invoices against current cash positions and track year-over-year sales performance down to individual store locations.
Marty Montague, CEO at 9Spokes, highlighted that the platform’s value compounds as users link additional data streams. He noted that connecting multiple sources provides clearer operational steps—such as illustrating how collecting specific overdue invoices extends a company’s cash runway—while simultaneously delivering structured intelligence back to financial service providers.
For financial institutions, Pulse embeds directly into existing digital banking interfaces, providing configurable control over surfaced insights and thresholds. The consolidated data streams supply banks with continuous financial signals, cash positions, and merchant activity metrics, streamlining lending evaluations and relationship management without requiring manual documentation requests from clients.